The EMGN Winter Academy 2024 “Financial Inclusion and Digitalisation” will take place in Rabbat, Morocco, on the 15th and 16th January 2024. The Academy is centred around two themes: Financial Inclusion and Digitalisation. Its primary objective is to enrich participants’ knowledge and skills while disseminating CGS’s good practices to enhance financial inclusion and promote the digitisation of processes and services. The program will delve into various facets of financial inclusion, including strategies to enhance access to finance for MSMEs, the gender dimension, the potential for a counter-guarantee scheme, and the need to measure financial and economic additionalities to assess the impact of CGSs. The academy will also cover aspects of digitalisation by addressing challenges and showcasing success stories involving Fintech and RegTech, and encouraging peer-to-peer learning between credit guarantee institutions. Lastly, it will provide a platform for members to collectively evaluate their current state of digitalisation within their organisations and discuss their next steps to enhance their digital transformation and, subsequently, their outreach. The academy will combine contributions from various experts and interactive sessions tailored for adult education, facilitated by a professional facilitator who will lead the group throughout the process.

The Winter Academy of 2024 is organised by the Euro-Mediterranean Guarantee Network (EMGN), led by the Euro-Mediterranean Economists Association (EMEA) in collaboration with  the European Institute of the Mediterranean (IEMED) , the Business School of Essex from the University of Essex  and the Alliance for Financial Inclusion (AFI). The Academy is hosted by Tamwilcom, a Credit Guarantee Company in Morocco, and a member of the EMGN Network. EMGN Academies are carried out as part of a project financed by the German Agency for International Cooperation (GIZ) commissioned by the Government of the Federal Republic of Germany, namely: “Innovation Fund Jobs through Trade and Investment in the Southern Neighbourhood of the EU”.

Download EMGN Winter Academy 2024 booklet .pdf